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美国田纳西州Roan Mountain4卧3卫的独栋别墅

342 Ripshin Lake Road, Roan Mountain, Tennessee, United States

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房屋价格:

USD 599,000

约¥ 434万

咨询交易费用

建筑面积: 194平方米
土地面积: 2266平方米
房型: 4 卧 3 卫
房龄(年): 25

居外物业ID:77593014

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Tucked within one of East Tennessee's protected lakefront enclaves, 342 Ripshin Lake Road offers a rare opportunity to live immersed in nature without sacrificing comfort or convenience. This furnished lakefront home provides direct access to the private 60-acre Ripshin Lake, a personal dock and sweeping, unobstructed mountain and water views. Designed with connection and relaxation in mind, the open floor plan features vaulted ceilings, hardwood floors and a dramatic wall of windows. The living room is anchored by a stone propane fireplace with a handcrafted wood mantel, alongside custom built-ins for elegant storage. The kitchen is equipped with Corian countertops, a gas range and ample cabinetry, flowing naturally into a screened-in porch and Trex deck ideal for year-round entertaining. The main-level primary suite offers a private balcony, walk-in closet, and spa bath with jetted tub and walk-in shower. Three spacious upstairs guest rooms share a full bath, with one bedroom offering stunning lake vistas. Ownership here means more than just a home, this property is part of the Ripshin Lake Corporation, a distinctive ownership model where property owners are equal shareholders. Owners enjoy access to over 120 acres of preserved corporate land, as well as idyllic lake itself, and have a voice in maintaining the environment's integrity and future. Adjacent to Cherokee National Forest and the Roan Highlands, Ripshin Lake is framed by the soaring Unaka Ridge. For nearly 70 years, this community has offered unparalleled access to fishing, boating and hiking. Significant community improvements, including major enhancements to Ripshin Lake Dam, have been completed to meet modern regulatory standards. The property is attractively priced below recent appraised value. This is not just a home, it is your invitation to a legacy of timeless beauty, adventure and lakeside living. Special assessment of $122,517 for recent dam improvements can be financed over 10 years.

配套设施

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居外物业ID:77593014

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支持语言: 英语
服务代表: Jessica Auten

美国购房相关费用一览

交易费用
律师费 $ 500- $ 3000
房屋估价费(限二手房) $ 200- $ 500
房屋检查费 $300-$500
第三方公证公司手续费 $600-$1200
产权过户费 $300-$600
公证费 $50-$120
登记费 约$80-$100
贷款费用
贷款年限 30年、15年、7年、5年、3年
首付款 外国买家(无美国绿卡)通常在40-50%
贷款额度 首付50%, 贷款50% (条件好的可以提高到40:60 存贷比)
贷款利率 5年期限利率固定4%,7年期限固定4.25%(2016年3月)
相关办理费用
银行手续费 700-900美金
银行产权保险 约0.24%
贷款发放费 贷款额的0.5-2%
按揭经纪费 贷款额的1%
贷款登记税 各地不同(纽约市为2%,而加州没有)
持有费用
房产税 估价*税率(每个州不一样,从1%-3%不等)
保险费 每月$100左右
物业费 与房产类型有关(约0.3-2.8%)
出租管理费用
房屋出租管理费 年租金的6%+1个月租金
个人所得税 五档税率分别为15%/25%/28%/33%/35%
转让费用
房产增值税 利得*税率(联邦政府规定税率,一般为净利润*15%)
手续费 $300-$700
经纪人费 一般为成交额5%-8%
登记费 一般$80-$100
Escrow费 $600-$1200
公证费 大约$120
屋主产权保险费 大约千分之3.5
房屋保修保险 大约$350
房屋过户税 $300-$600
遗产税 起征点65万美元,超额累进制,最高税率达55%,纽约现为16%
赠与税 起征点65万美元,超额累进制,最高税率达55%
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更详尽的美国房贷介绍:海外买家如何在美国买房贷款

*以上信息为美国各州平均情况,该房产信息详情请联系 400-041-7515

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