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美国佐治亚州Saint Simons Island4卧3卫的独栋别墅

108 Spanish Oak Cove, Saint Simons Island, Georgia, United States

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房屋价格:

USD 770,000

约¥ 557万

咨询交易费用

房型: 4 卧 3 卫
房龄(年): 27

居外物业ID:76970186

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Tucked away in a quiet cul-de-sac just off Frederica Road, this spacious 4-bedroom 3-bath home offers privacy, convenience, and thoughtful updates. One of only ten homes in this charming enclave, where there’s no HOA but a strong sense of community. Residents enjoy a peaceful setting with a bike path just beyond the neighborhood entrance. A rear gate from this home opens directly to the common area and overlooks the pond of Captain’s Cove, perfect for an evening stroll. From the moment you enter this coastal home, you enjoy the open concept of the living & dining areas and into the kitchen with such features as granite countertops, five burner gas stove, stainless appliances, pantry, everything you could need for entertaining with ease. The spacious primary bedroom suite has 2 walk-in-closets, and the bath has a double sink vanity & large shower. There are two additional bedrooms & bath plus a separate laundry room. The layout keeps everything on one level except above the 2-car garage is a versatile upstairs bonus room with an en-suite bath and generous storage ideal as a fourth bedroom, office, or den. High ceilings add to the home’s airy feel, while natural light fills the flexible living spaces, including a sunroom/office and a screened porch overlooking the private, low-maintenance backyard. Plenty of storage throughout this lovely home. The yard requires minimal upkeep, with river pebbles and native plants replacing the need for mowing. A quiet oasis as well as a gardener’s delight. A well maintained and move-in ready home. Recent updates include - Metal roof (approx. 4yrs), Trane 4-ton HVAC (June 2023), tankless water heater (June 2023), water softener, and 8-foot privacy fence (July 2023). Additional features include a water-tight storage shed, outdoor security cameras, and interior ADT security system. Located just minutes from Frederica Road & Sea Island Road intersection, this home provides easy access to shopping, dining, and essential services, yet offers a quiet retreat with everyday conveniences close at hand. Note: The sellers just had the home appraised by Dustin Lewis and offering the home for the appraised value of $770,000. A Home Inspection was done by Phil Hipchen w/ Quantum Home in preparation for listing their home. The Termite Bond w/ Arrow Exterminators is transferable to the new owner(s). They have thoughtfully made this a ready to sell home as one holds a Georgia Real Estate Broker’s license & the other a Georgia Real Estate Salesperson license.

配套设施

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居外物业ID:76970186

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支持语言: 英语
服务代表: Lee Clements Baxter

美国购房相关费用一览

交易费用
律师费 $ 500- $ 3000
房屋估价费(限二手房) $ 200- $ 500
房屋检查费 $300-$500
第三方公证公司手续费 $600-$1200
产权过户费 $300-$600
公证费 $50-$120
登记费 约$80-$100
贷款费用
贷款年限 30年、15年、7年、5年、3年
首付款 外国买家(无美国绿卡)通常在40-50%
贷款额度 首付50%, 贷款50% (条件好的可以提高到40:60 存贷比)
贷款利率 5年期限利率固定4%,7年期限固定4.25%(2016年3月)
相关办理费用
银行手续费 700-900美金
银行产权保险 约0.24%
贷款发放费 贷款额的0.5-2%
按揭经纪费 贷款额的1%
贷款登记税 各地不同(纽约市为2%,而加州没有)
持有费用
房产税 估价*税率(每个州不一样,从1%-3%不等)
保险费 每月$100左右
物业费 与房产类型有关(约0.3-2.8%)
出租管理费用
房屋出租管理费 年租金的6%+1个月租金
个人所得税 五档税率分别为15%/25%/28%/33%/35%
转让费用
房产增值税 利得*税率(联邦政府规定税率,一般为净利润*15%)
手续费 $300-$700
经纪人费 一般为成交额5%-8%
登记费 一般$80-$100
Escrow费 $600-$1200
公证费 大约$120
屋主产权保险费 大约千分之3.5
房屋保修保险 大约$350
房屋过户税 $300-$600
遗产税 起征点65万美元,超额累进制,最高税率达55%,纽约现为16%
赠与税 起征点65万美元,超额累进制,最高税率达55%
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*以上信息为美国各州平均情况,该房产信息详情请联系 400-041-7515

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