Charming & Well-Maintained Erindale Detached Home - Original Owner! Nestled in the desirable Erindale area, this meticulously well kept detached home is offered by its original owner. Boasting four spacious bedrooms and four bathrooms, this property is perfect for families of all sizes. Step inside through the inviting, large enclosed porch with its impressive high ceiling foyer. The main floor features a combined living and dining room, ideal for entertaining. The kitchen includes a built-in oven and plenty of space to create culinary masterpieces. Fully finished basement, a versatile space complete with a generously sized recreation room warmed by a cozy gas fireplace. A dedicated workshop area provides the perfect spot for hobbies and projects. The basement also features a secondary kitchen, complete with a stove, refrigerator, and ample cabinetry - perfect for an in-law suite or extended family living. Updates include a renovated bathroom, a brand new furnace, AC (2022), and a owned hot water tank. Windows 4 years. The double garage provides convenient parking and storage. Just move in and add your own personal touch to this beautiful, solid home. Don't miss this opportunity to own this beautiful home.
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| 代理公司： | Luxuryhomes.com |
| 支持语言： | 英语 |
| 服务代表： | Sam McDadi |
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加拿大购房相关费用一览
| 交易费用 | |
| 律师费 | 约1500-3000加元 |
| 物业转让税Property Transfer Tax | 前20万缴纳1%；超过20万以上，余额的2%的 |
| 商品购置消费税（联邦税） | 5%（新房才需要支付） |
| 产权证书费用 | 约1000-2000加元 |
| 房屋检查费 | 300-500加元 |
| 贷款费用 | |
| 首付比例 | 5%以上，国外买家通常在30%以上 |
| 贷款利率 | 有固定利率、浮动利率、半固定半浮动和LOC房贷(HELOC)产品，每个种类利率不同 |
| 贷款年限 | 目前大部分的主流银行的总还贷期在5年至35年相关税费 |
| 房屋保险及家庭财产保险 | 约为房价的0.1%-0.2% |
| 房屋估价费 | 150-300加元 |
| 抵押贷款保险费 | 首付低于20%，约为0.75%-3.75% |
| 持有费用 | |
| 物业税/土地税Property/Land Tax | 约1%，根据不同物业政府估价价值不同收取费用不同（多伦多0.8%-1%，温哥华0.5%-0.6%） |
| 物业管理费 | $0.42-$0.6/平方尺（新房较低，旧房贵，独立屋无此项费用） |
| 出租管理费用 | |
| 房屋出租管理费 | 月费用100-400加元，与物业类型和面积有关 |
| 个人所得税 | 各州不同，房租计入年收入计税，税率为15%-29% |
| 转让费用 | |
| 资本利得税 | 增值部分的50%，但首套自住房豁免。非加拿大居民预缴房价预估价的25%税金 |
| 律师费 | 800—1300加元，依房屋种类与市场不同，收费有所不同 |
| 中介费 | 约成交额的2%-2.5% |
| 备注 | |
| 更详尽的加拿大房贷介绍：海外买家如何在加拿大办理买房贷款 | |
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