More than a home – this is a lifestyle! Behind the privacy gates of Jade Bay Estates, this custom, architecturally designed home provides gracious comfortable living for yourself, extended family and guests. Mature landscaping includes a private courtyard garden and 72 ft of level, swim-ready beach on beautiful turquoise Kalamalka Lake. Excellent dock plus anchored float. The main level is designed for one-level everyday living with Great Room that opens to the deck, elegant primary bedroom with spa-like ensuite, formal dining room, cabinets with mahogany finish and granite countertops with Butler’s pantry, lakeview office, powder room and custom laundry. High end finishes in a timeless traditional décor with elevated open coffered ceilings, walls of wrap-a-round windows and custom built-ins. The lower level, a fully self-contained suite, repeats all the main floor comforts but in lighter décor and enjoys private access to the covered patio. The Bonus wing can expand the suite space on the lower level, perhaps for your home gym, or lock-off to become a private guest/nanny suite with own bath and access to the patio. Rough-in for laundry and kitchenette too! Near level parking and a double garage with built-in storage. Separate entrance to an excellent heated shop and storage. Only 10 exclusive bare land strata homes enjoy the lighted cul-de-sac and groomed greenspace that is Jade Bay Estates. All this waterfront serenity is adjacent to the Rail Trail, and just minutes from Lake Country, parks, golf and wineries! Kelowna international airport and UBCO are just 20 min away.
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| 代理公司： | Luxuryhomes.com |
| 支持语言： | 英语 |
| 服务代表： | Priscilla |
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加拿大购房相关费用一览
| 交易费用 | |
| 律师费 | 约1500-3000加元 |
| 物业转让税Property Transfer Tax | 前20万缴纳1%；超过20万以上，余额的2%的 |
| 商品购置消费税（联邦税） | 5%（新房才需要支付） |
| 产权证书费用 | 约1000-2000加元 |
| 房屋检查费 | 300-500加元 |
| 贷款费用 | |
| 首付比例 | 5%以上，国外买家通常在30%以上 |
| 贷款利率 | 有固定利率、浮动利率、半固定半浮动和LOC房贷(HELOC)产品，每个种类利率不同 |
| 贷款年限 | 目前大部分的主流银行的总还贷期在5年至35年相关税费 |
| 房屋保险及家庭财产保险 | 约为房价的0.1%-0.2% |
| 房屋估价费 | 150-300加元 |
| 抵押贷款保险费 | 首付低于20%，约为0.75%-3.75% |
| 持有费用 | |
| 物业税/土地税Property/Land Tax | 约1%，根据不同物业政府估价价值不同收取费用不同（多伦多0.8%-1%，温哥华0.5%-0.6%） |
| 物业管理费 | $0.42-$0.6/平方尺（新房较低，旧房贵，独立屋无此项费用） |
| 出租管理费用 | |
| 房屋出租管理费 | 月费用100-400加元，与物业类型和面积有关 |
| 个人所得税 | 各州不同，房租计入年收入计税，税率为15%-29% |
| 转让费用 | |
| 资本利得税 | 增值部分的50%，但首套自住房豁免。非加拿大居民预缴房价预估价的25%税金 |
| 律师费 | 800—1300加元，依房屋种类与市场不同，收费有所不同 |
| 中介费 | 约成交额的2%-2.5% |
| 备注 | |
| 更详尽的加拿大房贷介绍：海外买家如何在加拿大办理买房贷款 | |
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