Panoramic Kalamalka Lake views from this sleek, contemporary home. Beautiful landscaping with gardens, paths and rock walls enhance the otherwise completely natural setting of this 4-acre property with complete privacy! Enjoy the view while you swim in the heated pool or lounge on the patio! Wonderful fibre glass pool with electronic cover is easy to maintain and with wonderful views of Kalamalka Lake and the Lumby Valley, it's ready for years of enjoyment without the worry. Wide open design has walls of windows to capture the view from every room and is perfect for entertaining! This 3 bedroom, 2.5 bath home has room to expand in the lower level for larger families. Exceptional finishing throughout -Brazilian cherry hardwood flooring, travertine and slate tile, vaulted and coffered ceilings with exposed beams and granite countertops. Wake up every morning to stunning lake views from the primary suite! The spa-like ensuite offers electric fireplace, soaker tub and tiled shower. The lower level opens to the lower deck & poolside patios. Double garage with heated storage room. Large paved parking area that could host a stand-alone garage for those with lots of toys. New instant hot water on-demand system. Just minutes from the City of Vernon and boat launch and with easy access to the highway and 20minutes to the Kelowna International Airport.
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| 代理公司： | Luxuryhomes.com |
| 支持语言： | 英语 |
| 服务代表： | Priscilla |
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加拿大购房相关费用一览
| 交易费用 | |
| 律师费 | 约1500-3000加元 |
| 物业转让税Property Transfer Tax | 前20万缴纳1%；超过20万以上，余额的2%的 |
| 商品购置消费税（联邦税） | 5%（新房才需要支付） |
| 产权证书费用 | 约1000-2000加元 |
| 房屋检查费 | 300-500加元 |
| 贷款费用 | |
| 首付比例 | 5%以上，国外买家通常在30%以上 |
| 贷款利率 | 有固定利率、浮动利率、半固定半浮动和LOC房贷(HELOC)产品，每个种类利率不同 |
| 贷款年限 | 目前大部分的主流银行的总还贷期在5年至35年相关税费 |
| 房屋保险及家庭财产保险 | 约为房价的0.1%-0.2% |
| 房屋估价费 | 150-300加元 |
| 抵押贷款保险费 | 首付低于20%，约为0.75%-3.75% |
| 持有费用 | |
| 物业税/土地税Property/Land Tax | 约1%，根据不同物业政府估价价值不同收取费用不同（多伦多0.8%-1%，温哥华0.5%-0.6%） |
| 物业管理费 | $0.42-$0.6/平方尺（新房较低，旧房贵，独立屋无此项费用） |
| 出租管理费用 | |
| 房屋出租管理费 | 月费用100-400加元，与物业类型和面积有关 |
| 个人所得税 | 各州不同，房租计入年收入计税，税率为15%-29% |
| 转让费用 | |
| 资本利得税 | 增值部分的50%，但首套自住房豁免。非加拿大居民预缴房价预估价的25%税金 |
| 律师费 | 800—1300加元，依房屋种类与市场不同，收费有所不同 |
| 中介费 | 约成交额的2%-2.5% |
| 备注 | |
| 更详尽的加拿大房贷介绍：海外买家如何在加拿大办理买房贷款 | |
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