If the walls could talk…with guests including Queen Elizabeth herself, this stunning 1908 home is ready for your family to create history! This gorgeous and very private waterfront property is uniquely surrounded by two bays on Okanagan Lake! Amazing views all the way to Crystal Waters Bay. Quiet no-thru road. Beautifully manicured yard flows gently to the sandy beach with gradual slope for easy swimming! 63ft of Water frontage! Brand new registered dock underway with power, water, leisure lift with Hi-tide drive with wireless remote control. Two sea-doo lifts could also be added! Classic, welcoming porch wraps around the home to the lakefront deck! Stately elegance with gabled ceilings, exposed beams, and crown moldings. Over 2800 sq ft on the main level and 5444 in total, this home offers six bedrooms, 3.5 baths, grand living areas, kitchen with breakfast nook, dining area, family room and 18’ x 28’ games room! Additional features include hot water heat, air conditioning, security, central vacuum, irrigation, beach shower, water license. Generous parking with carport and detached double garage. Your purchase in the North Okanagan is Not subject to Speculation Tax!
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加拿大购房相关费用一览
| 交易费用 | |
| 律师费 | 约1500-3000加元 |
| 物业转让税Property Transfer Tax | 前20万缴纳1%；超过20万以上，余额的2%的 |
| 商品购置消费税（联邦税） | 5%（新房才需要支付） |
| 产权证书费用 | 约1000-2000加元 |
| 房屋检查费 | 300-500加元 |
| 贷款费用 | |
| 首付比例 | 5%以上，国外买家通常在30%以上 |
| 贷款利率 | 有固定利率、浮动利率、半固定半浮动和LOC房贷(HELOC)产品，每个种类利率不同 |
| 贷款年限 | 目前大部分的主流银行的总还贷期在5年至35年相关税费 |
| 房屋保险及家庭财产保险 | 约为房价的0.1%-0.2% |
| 房屋估价费 | 150-300加元 |
| 抵押贷款保险费 | 首付低于20%，约为0.75%-3.75% |
| 持有费用 | |
| 物业税/土地税Property/Land Tax | 约1%，根据不同物业政府估价价值不同收取费用不同（多伦多0.8%-1%，温哥华0.5%-0.6%） |
| 物业管理费 | $0.42-$0.6/平方尺（新房较低，旧房贵，独立屋无此项费用） |
| 出租管理费用 | |
| 房屋出租管理费 | 月费用100-400加元，与物业类型和面积有关 |
| 个人所得税 | 各州不同，房租计入年收入计税，税率为15%-29% |
| 转让费用 | |
| 资本利得税 | 增值部分的50%，但首套自住房豁免。非加拿大居民预缴房价预估价的25%税金 |
| 律师费 | 800—1300加元，依房屋种类与市场不同，收费有所不同 |
| 中介费 | 约成交额的2%-2.5% |
| 备注 | |
| 更详尽的加拿大房贷介绍：海外买家如何在加拿大办理买房贷款 | |
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