This classic 4.19 acre Coldstream Valley Estate is now ready for your family to build cherished memories! Every traditional and nostalgic feature has been carefully maintained and subtly improved with modern comforts! Follow the lighted driveway through mature shrubs and trees to the lush lawns and flower beds that surround the home. Meandering year-round creek, walkways through the trees and patio for evenings around the firepit. Fenced pasture for your hobby farm ventures or that horse you promised! Irrigation available. Like fine wine, this 1910 home has improved with time! The grand covered front porch and screened/summer room set the mood for this over 4000 sq ft foot home. Formal and casual living on the main floor and primary bedroom suite in a quiet wing overlooking the grounds. Follow the grand staircase to the upper landing & 2 generous bedrooms. Original pine floors, magnificent woodwork, huge windows, leaded glass accents, and built-ins throughout. Lots of interesting corners! Family sized Kitchen features Heartland heritage appliances, two full sinks, granite counters and miles of cabinets! The grand dining room, with built-in buffet, welcomes your largest gatherings! The formal living room centers around the original tiled fireplace and opens to the screened porch for fabulous entertaining! Walls of windows line the cozy family room, just off the kitchen! The current owners raised the house and set it on a new full height basement with windows providing room for endless possibilities! A fourth bedroom and wine room are done! Natural gas heating and fireplaces. Double garage and walk-in coat/boot room off the back entry. Detached 23’ x 23’, wired and heated shop! Blocks from schools, parks, Kalamalka Beach and the Rail Trail! POTENTIAL FOR FUTURE SUBDIVISION.
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加拿大购房相关费用一览
| 交易费用 | |
| 律师费 | 约1500-3000加元 |
| 物业转让税Property Transfer Tax | 前20万缴纳1%；超过20万以上，余额的2%的 |
| 商品购置消费税（联邦税） | 5%（新房才需要支付） |
| 产权证书费用 | 约1000-2000加元 |
| 房屋检查费 | 300-500加元 |
| 贷款费用 | |
| 首付比例 | 5%以上，国外买家通常在30%以上 |
| 贷款利率 | 有固定利率、浮动利率、半固定半浮动和LOC房贷(HELOC)产品，每个种类利率不同 |
| 贷款年限 | 目前大部分的主流银行的总还贷期在5年至35年相关税费 |
| 房屋保险及家庭财产保险 | 约为房价的0.1%-0.2% |
| 房屋估价费 | 150-300加元 |
| 抵押贷款保险费 | 首付低于20%，约为0.75%-3.75% |
| 持有费用 | |
| 物业税/土地税Property/Land Tax | 约1%，根据不同物业政府估价价值不同收取费用不同（多伦多0.8%-1%，温哥华0.5%-0.6%） |
| 物业管理费 | $0.42-$0.6/平方尺（新房较低，旧房贵，独立屋无此项费用） |
| 出租管理费用 | |
| 房屋出租管理费 | 月费用100-400加元，与物业类型和面积有关 |
| 个人所得税 | 各州不同，房租计入年收入计税，税率为15%-29% |
| 转让费用 | |
| 资本利得税 | 增值部分的50%，但首套自住房豁免。非加拿大居民预缴房价预估价的25%税金 |
| 律师费 | 800—1300加元，依房屋种类与市场不同，收费有所不同 |
| 中介费 | 约成交额的2%-2.5% |
| 备注 | |
| 更详尽的加拿大房贷介绍：海外买家如何在加拿大办理买房贷款 | |
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